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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,116 | $180,462-22.9% | $154,111-9.7% | $135,379+2.8% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -7.89% | 888.17%-896.1pp | 735.18%-743.1pp | 519.79%-527.7pp |
| Employer contribution / active EE | $6,884 | $6,036+14.1% | $5,298+29.9% | $4,779+44.0% |
| Participant deferral / active EE | $8,499 | $5,806+46.4% | $5,081+67.3% | $5,609+51.5% |
| Admin fee / account holder | $9,258 | $16,145-42.7% | $13,411-31.0% | $10,828-14.5% |