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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $54,769 |
CAPFINANCIAL PARTNERS LLC10+ years Service code 27 4208 SIX FORKS RD, SUITE 1700 · RALEIGH, NC 27609 | Advisory (Plan) | $18,133 |
Filed as: CBIZ BENEFITS & INS SERVICES INC Service code 13 PO BOX 632886 · CINCINNATI, OH 45263 | Contract Administrator | $10,000 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $3,132 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,851 | $79,209-51.0% | $102,434-62.1% | $74,459-47.8% |
| Participation rate | 97.5% | 74.8%+22.7pp | 76.5%+21.0pp | 67.2%+30.3pp |
| Annual return | 9.85% | 54.98%-45.1pp | 29.46%-19.6pp | 1369.70%-1359.8pp |
| Employer contribution / active EE | $1,209 | $2,362-48.8% | $3,023-60.0% | $2,626-54.0% |
| Participant deferral / active EE | $3,668 | $4,417-17.0% | $5,055-27.4% | $4,350-15.7% |
| Admin fee / account holder | $322 | $2,002-83.9% | $9,462-96.6% | $1,945-83.4% |