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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,253 | $171,867-91.7% | $149,718-90.5% | $147,585-90.3% |
| Participation rate | 90.9% | 88.2%+2.7pp | 87.1%+3.8pp | 82.8%+8.1pp |
| Annual return | 21.12% | 2113.36%-2092.2pp | 1501.70%-1480.6pp | 578.57%-557.5pp |
| Employer contribution / active EE | $2,384 | $6,275-62.0% | $5,444-56.2% | $4,876-51.1% |
| Participant deferral / active EE | $4,400 | $7,270-39.5% | $6,568-33.0% | $5,439-19.1% |
| Admin fee / account holder | $956 | $13,799-93.1% | $11,283-91.5% | $10,885-91.2% |