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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,671 | $100,938-78.5% | $90,461-76.0% | $158,982-86.4% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.7%-15.5pp | 82.0%-24.8pp |
| Annual return | 7.07% | 1727.20%-1720.1pp | 1294.76%-1287.7pp | 302.99%-295.9pp |
| Employer contribution / active EE | $1,977 | $3,691-46.4% | $3,264-39.4% | $4,763-58.5% |
| Participant deferral / active EE | $2,473 | $4,350-43.1% | $3,964-37.6% | $5,983-58.7% |
| Admin fee / account holder | $9,726 | $6,510+49.4% | $5,617+73.2% | $11,252-13.6% |