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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,887 | $99,011-75.9% | $86,582-72.4% | $147,586-83.8% |
| Participation rate | 53.8% | 76.3%-22.5pp | 73.5%-19.7pp | 82.8%-29.0pp |
| Annual return | 11.59% | 1312.75%-1301.2pp | 965.08%-953.5pp | 578.59%-567.0pp |
| Employer contribution / active EE | $1,242 | $3,132-60.4% | $2,839-56.3% | $4,876-74.5% |
| Participant deferral / active EE | $2,541 | $3,972-36.0% | $3,609-29.6% | $5,439-53.3% |
| Admin fee / account holder | $7,638 | $5,709+33.8% | $4,904+55.7% | $10,886-29.8% |