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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,041 | $104,924-38.0% | $84,623-23.1% | $152,885-57.5% |
| Participation rate | 100.0% | 74.8%+25.2pp | 68.2%+31.8pp | 82.5%+17.5pp |
| Annual return | 29.55% | 373.82%-344.3pp | 258.77%-229.2pp | 345.39%-315.8pp |
| Employer contribution / active EE | $0 | $3,302-100.0% | $2,652-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $25,000 | $4,689+433.2% | $3,899+541.2% | $5,851+327.3% |
| Admin fee / account holder | $1,650 | $6,242-73.6% | $4,913-66.4% | $11,598-85.8% |