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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,272 | $84,697-63.1% | $73,845-57.7% | $125,393-75.1% |
| Participation rate | 66.7% | 76.8%-10.1pp | 73.4%-6.8pp | 83.2%-16.5pp |
| Annual return | 2306.07% | 3123.66%-817.6pp | 2267.91%+38.2pp | 282.23%+2023.8pp |
| Employer contribution / active EE | $1,143 | $3,123-63.4% | $2,788-59.0% | $4,866-76.5% |
| Participant deferral / active EE | $1,480 | $3,993-62.9% | $3,583-58.7% | $5,351-72.3% |
| Admin fee / account holder | $282 | $5,692-95.0% | $4,881-94.2% | $9,541-97.0% |