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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,948 | $154,159+154.2% | $130,026+201.4% | $139,456+181.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 84.15% | 32.50%+51.6pp | -137.26%+221.4pp | 373.45%-289.3pp |
| Employer contribution / active EE | $24,215 | $5,292+357.6% | $4,321+460.4% | $4,753+409.5% |
| Participant deferral / active EE | $15,000 | $6,710+123.6% | $5,821+157.7% | $6,711+123.5% |
| Admin fee / account holder | $4,188 | $14,001-70.1% | $10,608-60.5% | $11,407-63.3% |