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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,764 | $165,361-33.6% | $149,715-26.7% | $158,950-30.9% |
| Participation rate | 42.1% | 84.6%-42.5pp | 82.5%-40.4pp | 82.0%-39.9pp |
| Annual return | 20.99% | 348.24%-327.3pp | 276.66%-255.7pp | 302.91%-281.9pp |
| Employer contribution / active EE | $0 | $5,103-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,639 | $7,182-21.5% | $6,842-17.6% | $5,983-5.7% |
| Admin fee / account holder | $3,931 | $10,808-63.6% | $9,310-57.8% | $11,248-65.1% |