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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,390 | $85,766-59.9% | $136,298-74.8% | $70,126-51.0% |
| Participation rate | 92.3% | 74.2%+18.2pp | 81.9%+10.4pp | 69.5%+22.8pp |
| Annual return | 34.62% | 31.46%+3.2pp | 5156.27%-5121.6pp | 73.15%-38.5pp |
| Employer contribution / active EE | $2,198 | $2,966-25.9% | $4,696-53.2% | $2,343-6.1% |
| Participant deferral / active EE | $4,777 | $5,051-5.4% | $6,247-23.5% | $3,332+43.4% |
| Admin fee / account holder | $777 | $5,421-85.7% | $9,244-91.6% | $4,645-83.3% |