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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,200 | $64,359-54.6% | $90,161-67.6% | $70,126-58.4% |
| Participation rate | 53.9% | 70.4%-16.5pp | 76.9%-22.9pp | 69.5%-15.6pp |
| Annual return | 19.46% | 28.13%-8.7pp | 34.89%-15.4pp | 73.15%-53.7pp |
| Employer contribution / active EE | $1,188 | $2,046-41.9% | $3,318-64.2% | $2,343-49.3% |
| Participant deferral / active EE | $2,685 | $4,389-38.8% | $5,287-49.2% | $3,332-19.4% |
| Admin fee / account holder | $288 | $3,945-92.7% | $5,943-95.2% | $4,645-93.8% |