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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,516 | $144,130-49.0% | $117,861-37.6% | $147,586-50.2% |
| Participation rate | 28.6% | 83.4%-54.9pp | 79.7%-51.1pp | 82.8%-54.3pp |
| Annual return | 15.36% | 531.20%-515.8pp | 335.11%-319.7pp | 578.59%-563.2pp |
| Employer contribution / active EE | $1,520 | $4,897-69.0% | $3,786-59.9% | $4,876-68.8% |
| Participant deferral / active EE | $1,951 | $5,316-63.3% | $4,482-56.5% | $5,439-64.1% |
| Admin fee / account holder | $80,249 | $10,887+637.1% | $8,021+900.5% | $10,886+637.2% |