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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,071 | $131,835-62.8% | $108,582-54.8% | $273,972-82.1% |
| Participation rate | 83.3% | 83.5%-0.1pp | 79.6%+3.8pp | 83.0%+0.3pp |
| Annual return | 5.39% | -91.57%+97.0pp | -51.70%+57.1pp | 41.46%-36.1pp |
| Employer contribution / active EE | $3,188 | $4,913-35.1% | $3,758-15.2% | $4,869-34.5% |
| Participant deferral / active EE | $3,691 | $5,127-28.0% | $4,311-14.4% | $5,287-30.2% |
| Admin fee / account holder | $366 | $10,253-96.4% | $7,645-95.2% | $10,133-96.4% |