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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,214 | $127,387-70.0% | $115,038-66.8% | $125,389-69.5% |
| Participation rate | 70.8% | 84.2%-13.3pp | 81.4%-10.5pp | 83.2%-12.4pp |
| Annual return | -0.14% | 31.28%-31.4pp | 26.14%-26.3pp | 282.24%-282.4pp |
| Employer contribution / active EE | $3,050 | $5,166-41.0% | $4,608-33.8% | $4,866-37.3% |
| Participant deferral / active EE | $6,911 | $6,423+7.6% | $6,026+14.7% | $5,352+29.1% |
| Admin fee / account holder | $1,437 | $9,516-84.9% | $8,175-82.4% | $9,541-84.9% |