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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,034 | $115,814+98.6% | $101,275+127.1% | $158,982+44.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.39% | 56.16%-49.8pp | 46.48%-40.1pp | 302.99%-296.6pp |
| Employer contribution / active EE | $0 | $4,176-100.0% | $3,660-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $29,920 | $4,958+503.4% | $4,371+584.6% | $5,983+400.0% |
| Admin fee / account holder | $2,161 | $7,249-70.2% | $5,948-63.7% | $11,252-80.8% |