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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,594 | $76,634-75.7% | $56,054-66.8% | $145,978-87.3% |
| Participation rate | 87.5% | 63.2%+24.3pp | 52.5%+35.0pp | 80.3%+7.2pp |
| Annual return | 14.32% | 3004.33%-2990.0pp | 1705.95%-1691.6pp | 550.52%-536.2pp |
| Employer contribution / active EE | $1,925 | $1,380+39.4% | $1,039+85.2% | $4,662-58.7% |
| Participant deferral / active EE | $3,197 | $2,622+21.9% | $1,952+63.8% | $6,690-52.2% |
| Admin fee / account holder | $727 | $3,321-78.1% | $2,822-74.2% | $13,400-94.6% |