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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,183 | $138,102-25.3% | $125,381-17.7% | $134,532-23.3% |
| Participation rate | 70.8% | 84.5%-13.7pp | 82.4%-11.5pp | 81.2%-10.4pp |
| Annual return | -16.92% | 750.73%-767.6pp | 572.31%-589.2pp | 418.27%-435.2pp |
| Employer contribution / active EE | $811 | $5,245-84.5% | $4,815-83.2% | $4,741-82.9% |
| Participant deferral / active EE | $8,318 | $7,801+6.6% | $7,448+11.7% | $6,401+29.9% |
| Admin fee / account holder | $17,850 | $11,568+54.3% | $10,007+78.4% | $11,429+56.2% |