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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,725 | $138,076-29.2% | $123,553-20.9% | $135,380-27.8% |
| Participation rate | 73.9% | 84.7%-10.8pp | 82.3%-8.4pp | 82.6%-8.7pp |
| Annual return | -5.98% | 153.70%-159.7pp | 119.21%-125.2pp | 519.81%-525.8pp |
| Employer contribution / active EE | $696 | $5,152-86.5% | $4,628-85.0% | $4,779-85.4% |
| Participant deferral / active EE | $6,962 | $6,800+2.4% | $6,426+8.3% | $5,609+24.1% |
| Admin fee / account holder | $2,669 | $10,917-75.6% | $9,284-71.3% | $10,828-75.4% |