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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,306 | $98,760-56.2% | $149,715-71.1% | $79,858-45.8% |
| Participation rate | 83.3% | 75.8%+7.6pp | 82.5%+0.9pp | 69.6%+13.7pp |
| Annual return | 20.02% | 27.43%-7.4pp | 276.66%-256.6pp | 31.72%-11.7pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,645-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $8,067 | $5,681+42.0% | $6,842+17.9% | $3,740+115.7% |
| Admin fee / account holder | $1,412 | $6,053-76.7% | $9,310-84.8% | $5,306-73.4% |