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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,322 | $165,361-36.3% | $149,715-29.7% | $158,950-33.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.05% | 348.24%-334.2pp | 276.66%-262.6pp | 302.91%-288.9pp |
| Employer contribution / active EE | $2,514 | $5,103-50.7% | $4,645-45.9% | $4,762-47.2% |
| Participant deferral / active EE | $9,024 | $7,182+25.7% | $6,842+31.9% | $5,983+50.8% |
| Admin fee / account holder | $1,521 | $10,808-85.9% | $9,310-83.7% | $11,248-86.5% |