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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,328 | $82,032+17.4% | $123,106-21.8% | $59,633+61.5% |
| Participation rate | 67.8% | 83.2%-15.4pp | 86.8%-19.0pp | 68.7%-0.9pp |
| Annual return | 1.24% | 5.12%-3.9pp | 13.22%-12.0pp | 2041.40%-2040.2pp |
| Employer contribution / active EE | $1,164 | $3,297-64.7% | $5,151-77.4% | $2,203-47.2% |
| Participant deferral / active EE | $6,392 | $4,667+37.0% | $6,229+2.6% | $3,192+100.3% |
| Admin fee / account holder | $3,925 | $5,881-33.3% | $9,015-56.5% | $4,297-8.7% |