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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,162 | $150,447-63.3% | $136,298-59.5% | $147,586-62.6% |
| Participation rate | 63.6% | 84.4%-20.8pp | 81.9%-18.3pp | 82.8%-19.2pp |
| Annual return | 27.35% | 1049.15%-1021.8pp | 5156.27%-5128.9pp | 578.59%-551.2pp |
| Employer contribution / active EE | $978 | $5,256-81.4% | $4,696-79.2% | $4,876-80.0% |
| Participant deferral / active EE | $4,062 | $6,631-38.7% | $6,247-35.0% | $5,439-25.3% |
| Admin fee / account holder | $613 | $10,906-94.4% | $9,244-93.4% | $10,886-94.4% |