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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,458 | $183,988-74.7% | $162,177-71.4% | $152,897-69.6% |
| Participation rate | 70.0% | 88.5%-18.5pp | 87.6%-17.6pp | 82.5%-12.5pp |
| Annual return | 18.91% | 150.79%-131.9pp | 115.60%-96.7pp | 345.43%-326.5pp |
| Employer contribution / active EE | $5,455 | $6,370-14.4% | $5,613-2.8% | $4,764+14.5% |
| Participant deferral / active EE | $4,395 | $8,032-45.3% | $7,297-39.8% | $5,851-24.9% |
| Admin fee / account holder | $432 | $13,123-96.7% | $10,843-96.0% | $11,599-96.3% |