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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,148 | $160,059-75.5% | $140,019-72.0% | $135,380-71.1% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.5%-12.5pp | 82.6%-7.6pp |
| Annual return | -5.66% | 911.48%-917.1pp | 651.17%-656.8pp | 519.81%-525.5pp |
| Employer contribution / active EE | $6,275 | $6,420-2.2% | $5,605+12.0% | $4,779+31.3% |
| Participant deferral / active EE | $4,804 | $7,641-37.1% | $6,927-30.6% | $5,609-14.4% |
| Admin fee / account holder | $2,873 | $13,328-78.4% | $10,705-73.2% | $10,828-73.5% |