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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,836 | $209,336-4.5% | $197,124+1.4% | $137,256+45.6% |
| Participation rate | 85.7% | 87.3%-1.6pp | 86.7%-1.0pp | 80.0%+5.8pp |
| Annual return | 17.00% | 48.09%-31.1pp | 44.34%-27.3pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,448 | $6,591-62.9% | $6,227-60.7% | $4,156-41.1% |
| Participant deferral / active EE | $8,531 | $9,614-11.3% | $9,135-6.6% | $6,407+33.2% |
| Admin fee / account holder | $3,881 | $17,308-77.6% | $16,298-76.2% | $12,270-68.4% |