Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,506 | $211,946-91.3% | $169,452-89.1% | $135,380-86.3% |
| Participation rate | 52.6% | 82.6%-30.0pp | 77.8%-25.2pp | 82.6%-30.0pp |
| Annual return | -11.86% | 3.26%-15.1pp | 1.83%-13.7pp | 519.81%-531.7pp |
| Employer contribution / active EE | $924 | $5,117-81.9% | $4,157-77.8% | $4,779-80.7% |
| Participant deferral / active EE | $1,780 | $6,075-70.7% | $5,277-66.3% | $5,609-68.3% |
| Admin fee / account holder | $874 | $11,472-92.4% | $9,110-90.4% | $10,828-91.9% |