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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,231 | $150,446-50.0% | $136,297-44.8% | $147,585-49.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 16.39% | 1049.14%-1032.8pp | 5156.19%-5139.8pp | 578.58%-562.2pp |
| Employer contribution / active EE | $3,991 | $5,256-24.1% | $4,696-15.0% | $4,876-18.2% |
| Participant deferral / active EE | $6,087 | $6,631-8.2% | $6,247-2.6% | $5,439+11.9% |
| Admin fee / account holder | $3,662 | $10,906-66.4% | $9,244-60.4% | $10,886-66.4% |