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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,813 | $183,592-36.4% | $155,574-24.9% | $145,877-19.9% |
| Participation rate | 85.0% | 82.7%+2.3pp | 78.2%+6.8pp | 80.3%+4.7pp |
| Annual return | 18.23% | 61.37%-43.1pp | 64.87%-46.6pp | 551.28%-533.1pp |
| Employer contribution / active EE | $1,403 | $5,317-73.6% | $4,676-70.0% | $4,663-69.9% |
| Participant deferral / active EE | $2,342 | $6,466-63.8% | $5,629-58.4% | $6,691-65.0% |
| Admin fee / account holder | $3,482 | $19,316-82.0% | $15,914-78.1% | $13,402-74.0% |