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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,878 | $181,896-77.0% | $156,551-73.2% | $273,972-84.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.59% | 30.74%-21.2pp | 32.23%-22.6pp | 41.46%-31.9pp |
| Employer contribution / active EE | $5,100 | $6,248-18.4% | $5,501-7.3% | $4,869+4.8% |
| Participant deferral / active EE | $6,413 | $5,550+15.6% | $4,871+31.7% | $5,287+21.3% |
| Admin fee / account holder | $1,108 | $15,560-92.9% | $13,028-91.5% | $10,133-89.1% |