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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,439 | $183,978-82.9% | $162,171-80.6% | $152,885-79.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 22.23% | 150.78%-128.6pp | 115.60%-93.4pp | 345.39%-323.2pp |
| Employer contribution / active EE | $1,999 | $6,370-68.6% | $5,613-64.4% | $4,763-58.0% |
| Participant deferral / active EE | $11,039 | $8,033+37.4% | $7,297+51.3% | $5,851+88.7% |
| Admin fee / account holder | $1,063 | $13,122-91.9% | $10,843-90.2% | $11,598-90.8% |