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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,385 | $157,276-45.7% | $141,177-39.5% | $152,885-44.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.88% | 64.33%-40.4pp | 71.40%-47.5pp | 345.39%-321.5pp |
| Employer contribution / active EE | $9,170 | $5,262+74.3% | $4,736+93.6% | $4,763+92.5% |
| Participant deferral / active EE | $7,403 | $7,110+4.1% | $6,710+10.3% | $5,851+26.5% |
| Admin fee / account holder | $579 | $12,123-95.2% | $10,263-94.4% | $11,598-95.0% |