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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,966 | $150,447-53.5% | $136,298-48.7% | $147,586-52.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 17.04% | 1049.15%-1032.1pp | 5156.27%-5139.2pp | 578.59%-561.5pp |
| Employer contribution / active EE | $2,024 | $5,256-61.5% | $4,696-56.9% | $4,876-58.5% |
| Participant deferral / active EE | $2,342 | $6,631-64.7% | $6,247-62.5% | $5,439-56.9% |
| Admin fee / account holder | $1,019 | $10,906-90.7% | $9,244-89.0% | $10,886-90.6% |