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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,598 | $102,393-15.4% | $147,041-41.1% | $80,911+7.0% |
| Participation rate | 97.8% | 75.9%+22.0pp | 82.2%+15.7pp | 67.6%+30.2pp |
| Annual return | 34.37% | 134.95%-100.6pp | 419.21%-384.8pp | 35.63%-1.3pp |
| Employer contribution / active EE | $9,018 | $3,715+142.7% | $4,935+82.7% | $2,756+227.2% |
| Participant deferral / active EE | $20,565 | $6,647+209.4% | $8,071+154.8% | $4,297+378.6% |
| Admin fee / account holder | $5,489 | $7,943-30.9% | $13,006-57.8% | $6,935-20.8% |