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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,438 | $57,305+54.3% | $86,640+2.1% | $75,173+17.6% |
| Participation rate | 61.2% | 63.2%-2.0pp | 71.7%-10.5pp | 67.2%-6.0pp |
| Annual return | 28.34% | 2674.24%-2645.9pp | 592.52%-564.2pp | 160.72%-132.4pp |
| Employer contribution / active EE | $5,056 | $2,316+118.3% | $3,024+67.2% | $2,671+89.3% |
| Participant deferral / active EE | $11,410 | $3,320+243.7% | $4,438+157.1% | $4,126+176.5% |
| Admin fee / account holder | $17,836 | $4,116+333.4% | $5,616+217.6% | $5,651+215.7% |