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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,627 | $99,011+6.7% | $86,582+22.0% | $147,586-28.4% |
| Participation rate | 47.6% | 76.3%-28.7pp | 73.5%-25.9pp | 82.8%-35.2pp |
| Annual return | 19.72% | 1312.75%-1293.0pp | 965.08%-945.4pp | 578.59%-558.9pp |
| Employer contribution / active EE | $3,105 | $3,132-0.9% | $2,839+9.3% | $4,876-36.3% |
| Participant deferral / active EE | $7,463 | $3,972+87.9% | $3,609+106.8% | $5,439+37.2% |
| Admin fee / account holder | $8,044 | $5,709+40.9% | $4,904+64.0% | $10,886-26.1% |