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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,656 | $58,234+64.3% | $81,783+17.0% | $80,874+18.3% |
| Participation rate | 62.9% | 63.4%-0.6pp | 72.4%-9.5pp | 67.6%-4.8pp |
| Annual return | 20.29% | 41.70%-21.4pp | 775.05%-754.8pp | 35.62%-15.3pp |
| Employer contribution / active EE | $5,139 | $2,341+119.5% | $2,913+76.4% | $2,756+86.5% |
| Participant deferral / active EE | $9,469 | $3,283+188.5% | $4,320+119.2% | $4,297+120.4% |
| Admin fee / account holder | $20,526 | $4,982+312.0% | $7,380+178.1% | $6,935+196.0% |