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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,656 | $58,311+64.0% | $81,882+16.8% | $80,959+18.2% |
| Participation rate | 62.9% | 63.5%-0.6pp | 72.4%-9.5pp | 67.7%-4.8pp |
| Annual return | 20.29% | 41.85%-21.6pp | 779.47%-759.2pp | 35.67%-15.4pp |
| Employer contribution / active EE | $5,139 | $2,347+119.0% | $2,916+76.2% | $2,757+86.4% |
| Participant deferral / active EE | $9,469 | $3,287+188.1% | $4,323+119.0% | $4,300+120.2% |
| Admin fee / account holder | $20,526 | $4,752+331.9% | $7,360+178.9% | $6,925+196.4% |