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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,642 | $144,130-54.5% | $117,861-44.3% | $147,586-55.5% |
| Participation rate | 30.4% | 83.4%-53.0pp | 79.7%-49.2pp | 82.8%-52.4pp |
| Annual return | 15.11% | 531.20%-516.1pp | 335.11%-320.0pp | 578.59%-563.5pp |
| Employer contribution / active EE | $895 | $4,897-81.7% | $3,786-76.4% | $4,876-81.6% |
| Participant deferral / active EE | $3,111 | $5,316-41.5% | $4,482-30.6% | $5,439-42.8% |
| Admin fee / account holder | $32 | $10,887-99.7% | $8,021-99.6% | $10,886-99.7% |