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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,412 | $56,197-12.1% | $67,652-27.0% | $59,633-17.1% |
| Participation rate | 84.8% | 71.5%+13.3pp | 75.7%+9.1pp | 68.7%+16.1pp |
| Annual return | -0.45% | 18508.10%-18508.5pp | 6625.40%-6625.8pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $3,183 | $1,615+97.1% | $2,266+40.5% | $2,203+44.5% |
| Participant deferral / active EE | $2,442 | $2,844-14.1% | $3,560-31.4% | $3,192-23.5% |
| Admin fee / account holder | $4,279 | $3,958+8.1% | $4,821-11.2% | $4,297-0.4% |