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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,603 | $157,276+131.8% | $141,177+158.3% | $152,885+138.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 29.06% | 64.33%-35.3pp | 71.40%-42.3pp | 345.39%-316.3pp |
| Employer contribution / active EE | $40,460 | $5,262+669.0% | $4,736+754.4% | $4,763+749.4% |
| Participant deferral / active EE | $43,793 | $7,110+515.9% | $6,710+552.7% | $5,851+648.5% |
| Admin fee / account holder | $2,386 | $12,123-80.3% | $10,263-76.7% | $11,598-79.4% |