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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,288 | $180,466+109.6% | $154,114+145.5% | $135,382+179.4% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -1.80% | 888.15%-890.0pp | 735.16%-737.0pp | 519.77%-521.6pp |
| Employer contribution / active EE | $4,199 | $6,035-30.4% | $5,298-20.7% | $4,779-12.1% |
| Participant deferral / active EE | $8,383 | $5,806+44.4% | $5,081+65.0% | $5,609+49.5% |
| Admin fee / account holder | $0 | $16,144-100.0% | $13,411-100.0% | $10,829-100.0% |