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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,028 | $167,362-28.9% | $143,799-17.2% | $134,532-11.5% |
| Participation rate | 77.8% | 84.8%-7.0pp | 80.3%-2.5pp | 81.2%-3.5pp |
| Annual return | -22.97% | 0.47%-23.4pp | -0.04%-22.9pp | 418.27%-441.2pp |
| Employer contribution / active EE | $3,974 | $5,620-29.3% | $4,952-19.8% | $4,741-16.2% |
| Participant deferral / active EE | $7,492 | $6,447+16.2% | $5,638+32.9% | $6,401+17.0% |
| Admin fee / account holder | $1,427 | $18,094-92.1% | $14,677-90.3% | $11,429-87.5% |