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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,551 | $162,136-59.0% | $152,301-56.3% | $154,746-57.0% |
| Participation rate | 83.3% | 84.1%-0.8pp | 82.4%+0.9pp | 80.7%+2.6pp |
| Annual return | 28.47% | 91.02%-62.6pp | 80.50%-52.0pp | 172.34%-143.9pp |
| Employer contribution / active EE | $1,050 | $4,890-78.5% | $4,624-77.3% | $4,379-76.0% |
| Participant deferral / active EE | $5,244 | $8,341-37.1% | $8,004-34.5% | $6,730-22.1% |
| Admin fee / account holder | $5,565 | $15,759-64.7% | $14,398-61.3% | $14,365-61.3% |