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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,580 | $162,821+133.7% | $133,978+184.1% | $158,982+139.4% |
| Participation rate | 91.7% | 83.2%+8.4pp | 79.8%+11.8pp | 82.0%+9.7pp |
| Annual return | 29.50% | 41.95%-12.4pp | 45.10%-15.6pp | 302.99%-273.5pp |
| Employer contribution / active EE | $3,374 | $4,976-32.2% | $3,919-13.9% | $4,763-29.2% |
| Participant deferral / active EE | $7,425 | $5,910+25.6% | $5,047+47.1% | $5,983+24.1% |
| Admin fee / account holder | $946 | $11,742-91.9% | $8,930-89.4% | $11,252-91.6% |