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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,215 | $152,619+88.2% | $125,195+129.4% | $152,909+87.8% |
| Participation rate | 93.3% | 83.3%+10.0pp | 79.8%+13.6pp | 82.5%+10.9pp |
| Annual return | 43.84% | 54.85%-11.0pp | 43.79%+0.1pp | 345.46%-301.6pp |
| Employer contribution / active EE | $10,222 | $4,947+106.6% | $3,866+164.4% | $4,764+114.6% |
| Participant deferral / active EE | $7,983 | $5,869+36.0% | $4,937+61.7% | $5,851+36.4% |
| Admin fee / account holder | $4,819 | $13,437-64.1% | $9,704-50.3% | $11,601-58.5% |