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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,897 | $82,678-32.4% | $125,391-55.4% | $68,490-18.4% |
| Participation rate | 88.5% | 75.1%+13.4pp | 82.4%+6.1pp | 67.9%+20.6pp |
| Annual return | -21.68% | -5.97%-15.7pp | 572.41%-594.1pp | -7.85%-13.8pp |
| Employer contribution / active EE | $2,356 | $3,382-30.3% | $4,816-51.1% | $2,597-9.3% |
| Participant deferral / active EE | $6,665 | $6,111+9.1% | $7,448-10.5% | $4,028+65.5% |
| Admin fee / account holder | $3,247 | $6,277-48.3% | $10,009-67.6% | $5,403-39.9% |