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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,089 | $150,447-55.4% | $136,298-50.8% | $147,586-54.5% |
| Participation rate | 95.2% | 84.4%+10.8pp | 81.9%+13.3pp | 82.8%+12.4pp |
| Annual return | 23.11% | 1049.15%-1026.0pp | 5156.27%-5133.2pp | 578.59%-555.5pp |
| Employer contribution / active EE | $1,852 | $5,256-64.8% | $4,696-60.6% | $4,876-62.0% |
| Participant deferral / active EE | $5,056 | $6,631-23.7% | $6,247-19.1% | $5,439-7.0% |
| Admin fee / account holder | $316 | $10,906-97.1% | $9,244-96.6% | $10,886-97.1% |