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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,183 | $99,031+60.7% | $86,597+83.8% | $147,585+7.9% |
| Participation rate | 62.5% | 76.3%-13.8pp | 73.5%-11.0pp | 82.8%-20.3pp |
| Annual return | 18.56% | 1312.56%-1294.0pp | 964.96%-946.4pp | 578.57%-560.0pp |
| Employer contribution / active EE | $1,463 | $3,132-53.3% | $2,840-48.5% | $4,876-70.0% |
| Participant deferral / active EE | $4,619 | $3,972+16.3% | $3,609+28.0% | $5,439-15.1% |
| Admin fee / account holder | $1,169 | $5,711-79.5% | $4,906-76.2% | $10,885-89.3% |