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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,554 | $90,486+21.1% | $78,676+39.2% | $273,972-60.0% |
| Participation rate | 83.3% | 76.5%+6.8pp | 73.6%+9.8pp | 83.0%+0.3pp |
| Annual return | 10.29% | 75.62%-65.3pp | 62.19%-51.9pp | 41.46%-31.2pp |
| Employer contribution / active EE | $3,382 | $3,175+6.5% | $2,850+18.6% | $4,869-30.5% |
| Participant deferral / active EE | $6,232 | $3,901+59.7% | $3,517+77.2% | $5,287+17.9% |
| Admin fee / account holder | $6,667 | $5,263+26.7% | $4,510+47.8% | $10,133-34.2% |