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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,101 | $52,911-35.6% | $73,309-53.5% | $59,633-42.8% |
| Participation rate | 37.7% | 68.2%-30.5pp | 74.9%-37.2pp | 68.7%-31.0pp |
| Annual return | -2.31% | 12.20%-14.5pp | 5.67%-8.0pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $926 | $1,909-51.5% | $3,237-71.4% | $2,203-58.0% |
| Participant deferral / active EE | $2,343 | $4,069-42.4% | $4,991-53.1% | $3,192-26.6% |
| Admin fee / account holder | $4,881 | $3,835+27.3% | $5,635-13.4% | $4,297+13.6% |