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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,109 | $160,028+93.8% | $147,080+110.8% | $145,884+112.6% |
| Participation rate | 93.3% | 84.0%+9.3pp | 82.2%+11.2pp | 80.3%+13.0pp |
| Annual return | 12.05% | 98.60%-86.5pp | 420.17%-408.1pp | 551.85%-539.8pp |
| Employer contribution / active EE | $15,916 | $5,286+201.1% | $4,933+222.6% | $4,662+241.4% |
| Participant deferral / active EE | $14,208 | $8,422+68.7% | $8,066+76.1% | $6,690+112.4% |
| Admin fee / account holder | $2,601 | $15,030-82.7% | $12,989-80.0% | $13,392-80.6% |